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15FOr Beginners Only
this wide discount, the hedge is still very profitable because the price differential is ultimately
far outweighed by the intervening price decline. Thus, the relevant question is not whether the
futures-implied cash price is attractive relative to the current cash price, but rather whether it is
attractive relative to the expected future cash price.
6. The hedger does not precisely lock in a transaction price. His effective price will depend on
the basis. For example, if the cotton producer sells futures at 85¢/lb, assuming a 3¢ basis, his
effective sales price will be 80¢/lb, rather than the anticipated 82¢/lb, if the actual basis at the
time of offset is 5¢. However, it should be emphasized that this basis-price uncertainty is far
smaller than the outright price uncertainty in an unhedged position. Furthermore, by using
reasonably conservative basis assumptions the hedger can increase the likelihood of achieving,
or bettering, the assumed locked-in price.
7. a lthough a hedger plans to buy or sell the actual commodity, it will usually be far more efficient
to offset the futures position and use the local cash market for the actual transaction. Futures
should be viewed as a pricing tool, not as a vehicle for making or taking delivery.
8. Most standard discussions of hedging make no mention whatsoever of price forecasting.
This omission seems to imply that hedgers need not be concerned about the direction of
prices.
although this conclusion may be valid for some hedgers (e.g., a middleman seek-
ing to lock in a profit margin between the purchase and sales price), it is erroneous for
most hedgers. There is little sense in following an automatic hedging program.
rather,
the hedger should evaluate the relative attractiveness of the price protection offered by
futures. Price forecasting would be a key element in making such an evaluation.
in this
respect, it can easily be argued that price forecasting is as important to many hedgers as it
is to speculators.
■ Trading
The trader seeks to profit by anticipating price changes. For example, if the price of December gold
is $1,150/oz, a trader who expects the price to rise above $1,250/oz will go long. The trader has
no intention of actually taking delivery of the gold in December.
right or wrong, the trader will
offset the position sometime before expiration. For example, if the price rises to $1,275 and the
trader decides to take profits, the gain on the trade will be $12,500 per contract (100 oz × $125/
oz).
if, on the other hand, the traders forecast is wrong and prices decline to $1,075/oz, with the
expiration date drawing near, the trader has little choice but to liquidate. in this situation, the loss
would be equal to $7,500 per contract. note that the trader would not take delivery even given
a desire to maintain the long gold position. in this case, the trader would liquidate the December
contract and simultaneously go long in a more forward contract. (This type of transaction is called
a rollover and would be implemented with a spread order—defined in the next section.) Traders
should avoid taking delivery, since it can often result in substantial extra costs without any com-
pensating benefits.