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Chapter 2: Covered Call Writing 79
another near-term call to continue taking in short-term premiums, or perhaps write
a long-term call at that time.
When rolling down into the near-term call, one is attempting to return to a
potentially profitable situation in the shortest period of time. By writing short-term
calls one or two times, the writer will eventually be able to reduce his stock cost near­
er to 15 in the shortest time period. Once his stock cost approaches 15, he can then
write a long-term call with striking price 15 and return again to a potentially prof­
itable situation. He will no longer be locked into a loss.
ACTION TO TAKE IF THE STOCK RISES
A more pleasant situation for the covered writer to encounter is the one in which the
underlying stock rises in price after the covered writing position has been estab­
lished. There are generally several choices available if this happens. The writer may
decide to do nothing and to let his stock be called away, thereby making the return
that he had hoped for when he established the position. On the other hand, if the
underlying stock rises fairly quickly and the written call comes to parity, the writer
may either close the position early or roll the call up. Each case is discussed.
Example: Someone establishes a covered writing position by buying a stock at 50 and
selling a 6-month call for 6 points. His maximum profit potential is 6 points anywhere
above 50 at expiration, and his downside break-even point is 44. Furthermore, sup­
pose that the stock experiences a substantial rally and that it climbs to a price of 60
in a short period of time. With the stock at 60, the July 50 might be selling for 11
points and a July 60 might sell for as much as 7 points. Thus, the writer may consid­
er buying back the call that was originally written and rolling up to the call with a
higher striking price. Table 2-24 summarizes the situation.
TABLE 2·24.
Comparison of original and current prices.
Original Position Current Prices
Buy XYZ at 50 XYZ common 60
Sell XYZ July 50 call at 6 XYZ July 50 11
XYZ Jul 60 7
If the writer were to roll-up - that is, buy back the July 50 and sell the July 60
- he would be increasing his profit potential. If XYZ were above 60 in July and were
called away, he would make his option credits - 6 points from the July 50 plus 7