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Chapter 25: LEAPS 401
At this point, if XYZ rises in price by 1 point, the spread can be expected to lose 20
cents, since the delta of the short option is 0.20 greater than the delta of the long
option.
This phenomenon has ramifications for the diagonal spreader of LEAPS. If the
two strike prices of the spread are too close together, it may actually be possible to
construct a bull spread that loses money on the upside. That would be very difficult
for most traders to accept. In the above example, as depicted in Table 25-4, that's
what happens. One way around this is to widen the strike prices out so that there is
at least some profit potential, even if the stock rises dramatically. That may be diffi­
cult to do and still be able to sell the short-term option for any meaningful amount
of premium.
Note that a diagonal spread could even be considered as a substitute for a cov­
ered write in some special cases. It was shown that a LEAPS call can sometimes be
used as a substitute for the common stock, with the investor placing the difference
between the cost of the LEAPS call and the cost of the stock in the bank (or in T­
bills). Suppose that an investor is a covered writer, buying stock and selling relative­
ly short-term calls against it. If that investor were to make a LEAPS call substitution
for his stock, he would then have a diagonal bull spread. Such a diagonal spread
would probably have less risk than the one described above, since the investor pre­
sumably chose the LEAPS substitution because it was "cheap." Still, the potential
pitfalls of the diagonal bull spread would apply to this situation as well. Thus, if one
is a covered writer, this does not necessarily mean that he can substitute LEAPS calls
for the long stock without taking care. The resulting position may not resemble a cov­
ered write as much as he thought it would.
The "bottom line" is that if one pays a debit greater than the difference in the
strike prices, he may eventually lose money if the stock rises far enough to virtually
eliminate the time value premium of both options. This comes into play also if one
rolls his options down if the underlying stock declines. Eventually, by doing so, he
may invert the strikes - i.e., the striking price of the written option is lower than the
striking price of the option that is owned. In that case, he will have locked in a loss if
the overall credit he has received is less than the difference in the strikes - a quite
likely event. So, for those who think this strategy is akin to a guaranteed profit, think
again. It most certainly is not.
Backspreads. LEAPS may be applied to other popular forms of diagonal spreads,
such as the one in which in-the-money, near-term options are sold, and a greater quan­
tity of longer-term (LEAPS) at- or out-of-the money calls are bought. (This was
referred to as a diagonal backspread in Chapter 14.) This is an excellent strategy, and