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Chapter 2: Covered Call Writing
FIGURE 2-3.
Comparison: original covered write vs. rolled-down write.
+$500
c: +$300
0
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iii
en en
0 ...J
5
-e a.
$0
Original Write
Rolled-Down Write
50
Stock Price at Expiration
73
profit potential of the covered write. Limiting the maximum profit may be a second­
ary consideration, however, when a stock is breaking downward. Additional downside
protection is often a more pressing criterion in that case.
Anywhere below 45 at expiration, the rolled-down position does $300 better
than the original position, because of the $300 credit generated from rolling down.
In fact, the rolled-down position will outperform the original position even if the
stock rallies back to, but not above, a price of 48. At 48 at expiration, the two posi­
tions are equal, both producing a $300 profit. If the stock should reverse direction
and rally back above 48 by expiration, the writer would have been better off not to
have rolled down. All these facts are clear from Table 2-21 and Figure 2-3.
Consequently, the only case in which it does not pay to roll down is the one in
which the stock experiences a reversal - a rise in price after the initial drop. The
selection of where to roll down is important, because rolling down too early or at an
inappropriate price could limit the returns. Technical support levels of the stock are
often useful in selecting prices at which to roll down. If one rolls down after techni­
cal support has been broken, the chances of being caught in a stock-price-reversal
situation would normally be reduced.
The above example is rather simplistic; in actual practice, more complicated sit­
uations may arise, such as a sudden and fairly steep decline in price by the underly­
ing stock. This may present the writer with what is called a locked-in loss. This means,
simply, that there is no option to which the writer can roll down that will provide him