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Risk and the Intelligent Option Investor 267
Lets assume that the present market value of the shares is $16 per
share. This share price assumes a growth in FCFO of 8 percent per year for
the next 5 years and 5 percent per year in perpetuity after that—roughly
equal to what we consider our most likely operational performance
scenario. We see the possibility of faster growth but realize that this faster
growth is unlikely—the valuation layer associated with this faster growth
is the $18 to $20 level. We also see the possibility of a slowdown, and the
valuation layer associated with this worst-case growth rate is the $11 to
$13 level.
Now lets assume that because of some market shock, the price of the
shares falls to the $10 range. At the same time, lets assume that the likely
economic scenario, even after the stock price fall, is still the same as before—
most likely around $16 per share; the best case is $20 per share, and the worst
case is $11 per share. Lets also say that you can sell a put option, struck at
$10, for $1 per share—giving you an effective buy price of $9 per share.
In this instance, the valuation risk is indeed small as long as we are
correct about the relative levels of our valuation layers. Certainly, in this
type of scenario, it is easier to commit capital to your investment idea than
it would be, say, to sell puts struck at $16 for $0.75 per share!
Thinking of stock prices in this way, it is clear that when the market
price of a stock is within a valuation layer that implies unrealistic economic
assumptions, you will more than likely be able to use a combination of
stocks and options to tilt the balance of risk and reward in your own
favor—the very definition of intelligent option investing.
Intelligent Option Investing
In my experience, most stocks are mostly fairly priced most of the time.
There may be scenarios at one tail or the other that might be inappropriately
priced by the option market (and, by extension, by the stock market), but
by and large, it is difficult to find profoundly mispriced assets—an asset
whose market price is significantly different from its most likely valuation
layer.
Opportunities tend to be most compelling when the short-term pic-
ture is the most uncertain. Short-term uncertainties make investing boldly