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Oapter 2: Covered Call Writing
TABLE 2-4.
Return if exercised-cash account.
Stock sale proceeds (500 shares at 45)
Less stock sale commissions
Plus dividends earned until expiration
Less net investment
Net profit if exercised
Return if exercised $2,290 = 11 2o/c
$20,380 .
0
TABLE 2-5.
Return if unchanged-cash account.
Unchanged stock value (500 shares at 43)
Plus dividends
Less net investment
Profit if unchanged
Return if unchanged $1,620 = 7.9'¼
$20,380 °
+
$22,500
330
500
- 20,380
$ 2,290
$21,500
+ 500
- 20,380
$ 1,620
49
return if unchanged - also called the static return and sometimes incorrectly referred
to as the "expected return." Again, one first calculates the profit and then calculates
the return by dividing the profit by the net investment. An important point should be
made here: There is no stock sale commission included in Table 2-5. This is the most
common way of calculating the return if unchanged; it is done this way because in a
majority of cases, one would continue to hold the stock if it were unchanged and
would write another call option against the same stock. Recall again, though, that if
the written call is in-the-rrwney, the return if unchanged is the same as the return if
exercised. Stock sale commissions must therefore be included in that case.
Once the necessary returns have been computed and the writer has a feeling for
how much money he could make in the covered write, he next computes the exact
downside break-even point to determine what kind of downside protection the writ­
ten call provides (Table 2-6). The total return concept of covered writing necessitates
viewing both potential income and downside protection as important criteria for
selecting a writing position. If the stock were held to expiration and the $500 in div­
idends received, the writer would break even at a price of 39.8. Again, a stock sale
commission is not generally included in the break-even point computation, because