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271Chapter seventeen: A summary an d concluding comments
3. Enable processing of a hitherto unimaginable degree. An unlimited number of stocks
may be analyzed. Choosing those to trade with a computer will be dealt with in
Chapter 21, Selection of Stocks to Chart.
4. Allow the investor to trade on ECNs or in electronic marketplaces where there are no
pit traders or locals to fiddle with prices.
Advancements in investment technology, part 1:
developments in finance theory and practice
Numerous pernicious and useless inventions, services, and products litter the internet
and the financial industry marketplace; but modern finance theory and technology are
important and must be taken into consideration by the general investor. This chapter will
explore the minimum the moderately advanced investor needs to know about advances
in theory and practice. And it will point the reader to further resources if he desires to
continue more advanced study.
Instruments of limited (or non) availability during the time of Edwards and Magee
included exchange traded options on stocks, futures on averages and indexes, options
on futures and indexes, and securitized indexes and averages, as a partial list of only the
most important instruments. Undoubtedly, one of the most important developments of
the modern era is the creation of trading instruments that allow the investor to trade and
hedge the major indexes. Of these, the instruments created by the Chicago Board of Trade
(CBOT
®) are of singular importance. These are the CBOT® DJIASM Futures and the CBOT®
DJIASM Futures Options, which are discussed in greater detail at the end of this chapter.
(EN9: Not so singular, perhaps. Probably of greater importance to readers of this book are the AMEX
iShares, particularly DIA, SPY, and QQQ, which are instruments (ETFs) that offer the investor
direct participation in the major indexes as though they were stocks.)
General developments of great importance in finance theory and practice are found in
the following sections.
Options
From the pivotal moment in 1973 when Fischer Black (friend and college classmate) and his
partner, Myron Scholes, published their—excuse the usage—paradigm-setting Model, the
options and derivatives markets have grown from negligible to trillions of dollars a year.
The investor who is not informed about options is playing with half a deck. The subject,
however, is beyond the scope of this book, which hopes only to offer some perspective on
the subject and guides to the further study necessary for most traders and many investors.
Something in the neighborhood of 30% or more of options expire worthless. This is
probably the most important fact to know about options. (There is a rule of thumb about
options called the 603010 rule: 60% are closed out before expiration, 30% are “long at
expiration,” meaning they are worthless, and 10% are exercised.) Another fact to know
about options occurred in the Reagan Crash of 1987; the money puts bought at $0.625 on
October 16 were worth hundreds of dollars on October 19—if you could get the broker to
pick up the telephone and trade them. (The editor had a client at Options Research, Inc.
during that time who lost $57 million in three days and almost brought down a major
Chicago bank; he had sold too many naked puts.)
The most sophisticated and skilled traders in the world make their livings (quite
sumptuous livings, thank you) trading options. Educated estimates have been made that
as many as 90% of retail options traders lose money. That combined with the fact that by far