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862 Part VI: Measuring and Trading Volatility
of-the-money option will not be affected much by a change in volatility. In addition,
for at-the-money options, longer-term options have a higher vega than short-term
options. To verify this, think of it in the extreme: An at-the-money option with one
day to expiration will not be overly affected by any change in volatility, due to its
pending expiration. However, a three-month at-the-money option will certainly be
sensitive to changes in volatility.
Vega does not directly correlate with either delta or gamma. One could have a
position with no delta and no gamma (delta neutral and gamma neutral) and still have
exposure to volatility. This does not mean that such a position would be undesirable;
it merely means that if one had such a position, he would have removed most of the
market risk from his position and would be concerned only with volatility risk.
In later sections, the use of volatility to establish positions and the use of vega
to monitor them will be discussed.
THETA
Theta measures the time decay of a position. All option traders know that time is the
enemy of the option holder, and it is the friend of the option writer. Theta is the name
given to the risk measurement of time in one's position. Theta is generally expressed
as a negative number, and it is expressed as the amount by which the option value
will change. Thus, if an option has a theta of -0.12, that means the option will lose
12 cents, or about an eighth of a point, per day. This is true for both puts and calls,
although the theta of a put and a call with the same strike and expiration date are not
equal to each other.
Very long-term options are not subject to much time decay in one day's time.
Thus, the theta of a long-term option is nearly zero. On the other hand, short-term
options, especially at-the-money ones, have the largest absolute theta, since they are
subject to the ravages of time on a daily basis. The theta of options on a highly volatile
stock will be higher than the theta of options on a low-volatility stock. Obviously, the
former options are more expensive (have more time value) and therefore have more
time value to lose on a daily basis, thereby implying that they have a higher theta.
Finally, the decay is not linear - an option will lose a greater percent of its daily value
near the end of its life.
Figure 40-7 (see Table 40-7) depicts the relationships of thetas for various strik­
ing prices and for differing volatilities on options with three months of life remain­
ing. Again, notice that for very volatile stocks, the out-of-the-money options have
thetas as large as the at-the-moneys. This is saying that as each day passes, the prob­
ability of the stock reaching that out-of-the-money strike drops and causes the option