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190 •   TheIntelligentOptionInvestor
T enor Selection
In general, the rule for gaining exposure is to buy as long a tenor as is
available. If a stock moves up faster than you expected, the option will still
have time value left on it, and you can sell it to recoup the extra money you
spent to buy the longer-tenor option. In addition, long-tenor options are
usually proportionally less expensive than shorter-tenor ones. Y ou can see
this through the following table. These ask prices are for call options on
Google (GOOG) struck at whatever price was closest to the 50-delta mark
for every tenor available.
Days to Expiration Ask Price Marginal Price/Day Delta
3 6.00 2.00 52
10 10.30 0.61 52
17 12.90 0.37 52
24 15.50 0.37 52
31 17.70 0.31 52
59 22.40 0.17 49
87 34.40 0.43 50
150 42.60 0.13 50
178 47.30 0.17 50
241 56.00 0.14 50
542 86.40 0.10 50
The “Marginal Price/Day” column is simply the extra that you pay to get
the extra days on the contract. For example, the contract with three days left is
$6.00. For seven more days of exposure, you pay a total of $4.30 extra, which
works out to a per-day rate of $0.61. We see blips in the marginal price per
day field as we go from 59 to 87 to 150 days, but these are just artifacts of data
availability; the closest strikes did not have the same delta for each expiration.
The preceding chart, it turns out, is just the inverse of the rule we
already learned in Chapter 3: “time value slips away fastest as we get closer
to expiration. ” If time value slips away more quickly nearer expiration, it
must mean that the time value nearer expiration is proportionally worth
more than the time value further away from expiration. The preceding
table simply illustrates this fact.