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Ratio Call Spreads
A ratio call spread is a neutral strategy in which one buys a number of calls at a lower
strike and sells more calls at a higher strike. It is somewhat similar to a ratio write in
concept, although the spread has less downside risk and normally requires a smaller
investment than does a ratio write. The ratio spread and ratio write are similar in that
both involve uncovered calls, and both have profit ranges within which a profit can
be made at expiration. Other comparisons are demonstrated throughout the chapter.
Example: The following prices exist:
XYZ common, 44;
XYZ April 40 call, 5; and
XYZ April 45 call, 3.
A 2:1 ratio call spread could be established by buying one April 40 call and simulta­
neously selling two April 45's. This spread would be done for a credit of 1 point - the
sale of the two April 45's bringing in 6 points and the purchase of the April 40 cost­
ing 5 points. This spread can be entered as one spread order, specifying the net cred­
it or debit for the position. In this case, the spread would be entered at a net credit
of 1 point.
Ratio spreads, unlike ratio writes, have a relatively small, limited downside risk.
In fact, if the spread is established at an initial credit, there is no downside risk at all.
In a ratio spread, the profit or loss at expiration is constant below the lower striking
price, because both options would be worthless in that area. In the example above, if
XYZ is below 40 at April expiration, all the options would expire worthless and the
spreader would have made a profit of his initial I-point credit, less commissions. This
I-point gain would occur anywhere below 40 at expiration; it is a constant.
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