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Accepting Exposure 223
they own rather than trade them away for a profit. Recall from Chapter 2
that experienced option investors do not do this most of the time; they
know that because of the existence of time value, it is usually more beneficial
for them to sell their option in the market and use the proceeds to buy the stock
if they want to hold the underlying. Inexperienced investors, however, often are
not conscious of the time-value nuance and sometimes elect to exercise their
option. In this case, the exchange randomly pairs the option holders who wish
to exercise with an option seller who has promised to sell at that exercise price.
There is one case in which a sophisticated investor might chose to
exercise an ITM call option early, related to a principle in option pricing
called put-call parity. This rule, which was used to price options before
advent of the BSM, simply states that a certain relationship must exist be-
tween the price of a put at one strike price, the price of a call at that same
strike price, and the market price of the underlying stock. Put-call parity
is discussed in Appendix C. In this appendix, you can learn what the exact
put-call parity rule is (it is ridiculously simple) and then see how it can be
used to determine when it is best to exercise early in case you are long a
call and when your short-call (spread) position is in danger of early exercise
because of a trading strategy known as dividend arbitrage.
The assignment process is random, but obviously, the more contracts
you sell, the better the chance is that you will be assigned on some part or all
of your sold contracts. Even if you hold until expiration, there is still a chance
that you may be assigned to fulfill a contract that was exercised on settlement.
Clearly, from the standpoint of option sale efficiency, an ATM call is the
most sensible to sell for the same reason that a short put also was most efficient
ATM. As such, the discussion that follows assumes that you are selling the
ATM strike and buying back a higher strike to cover.
In a call-spread strategy, the capital you have at risk is the difference be-
tween the two strike prices—this is the amount that must be deposited into
margin. Depending on which strike price you use to cover, the net premium
received differs because the cost of the covering call is cheaper the further
OTM you cover. As the covering call becomes more and more OTM, the ratio
of premium received to capital at risk changes. Put in these terms, it seems
that the short-call spread is a levered strategy because leverage has to do with
altering the capital at risk in order to change the percentage return. This con-
trasts with the short-call spreads mirror strategy on the put side—short puts—
in that the short-put strategy is unlevered.